Personal financial planning is the organization of an individual's financial and personal data for the purpose of developing a strategic plan to constructively manage income, assets and liabilities to meet near and long-term goals and objectives.

Personal financial planning encompasses:

• Cash management and budgeting
• Risk management and insurance
• Education planning
• Retirement and financial independence planning
• Estate planning
• Investment planning and asset allocation
• Integrating tax and financial planning

Personal financial planning engagements may be fully comprehensive or segmented, dependent on your particular needs.

Click here for useful tools to assist your personal financial planning, such as calculators, worksheets and articles for retirement planning, estate planning, life insurance, college planning and more.